Giving the rising affordability crisis throughout the US, MegPrime™ is on a mission to make America affordable through new technologies.
It seems the new buzzword on everyone’s lips is affordability. From politicians to everyday Americans, costs on groceries and homes have risen to historic highs. To ease the burden on consumers, it requires new solutions from visionary leaders.
How unaffordable has life really become for Americans? Well, let’s look at the data.
From 2020 to 2026, the national average of home prices has risen between 45% to 47%. In competitive markets, home prices are up nearly 61%. Keeping them at near historic highs.
While there has been some market stabilization, as of February 2026 interest rates on a 30-year fixed mortgage staying below 6.5%. However, still a far cry from 2.65% on a 30-year fixed mortgage back in January of 2021.
Housing costs aren’t the only area hit hard by increased costs. Groceries have increased by 30% since January 2020. Creating a strain on everyday Americans.
Transportation costs have also seen a big spike. Since 2019, new car payments have increased by 35%. If that weren’t enough, motor vehicle insurance increased 11.1% in February of 2025 from the year prior.
This on top of existing debt carried by Americans, the average household carries $105,056. Millennials carry north of that with $132,280. The most when compared to all demographics. All while the average household income is between $89,000 and $90,000.
This creates a complicated financial picture for many Americans who are looking for some relief.
Given the weight of the affordability crisis and the impact on everyday Americans, the co-founders of MegPrime™ saw that something had to be done and had the vision to do so.
Zach and Aaron Ipour used their combined expertise to build a universal payments platform that helps people create global value from the money they already spend. Empowered by digital currency, the MegPrime™ app turns everyday spending, from coffee to rent, into meaningful rewards and savings opportunities.
Every eligible payment made through the app could receive rewards back in the form of MP Token, MegPrime’s proprietary cryptocurrency. Everyday payments like coffee and groceries can earn up to 10% back in MP Tokens. While payments like rent could receive up to 20% back in the form of MP. This can be used on purchases through the app, held, or converted to fiat.
The MP Token is the first universal payments token to receive a No Action Letter from the SEC. Meaning it’s not viewed as a security and provides a regulatory framework that guides the token.
In addition to rewards on everyday payments, through a network of partnerships MegPrime™ offers access to affordable housing programs when using the MP Token. Rent and mortgage payments contribute to measurable progress in one connected system.
Through programs like MegaLow Rate Americans can save up to 2% below average market interest rate. All by simply enrolling and paying the program fee in MP Tokens, for those who qualify.
For folks who are currently renting, the RentForward program offers up to 20% back in rewards for on-time rent payments. Plus, for those who make on-time payments for 12 months, up to $25,000 towards a new home.
If you hold a monthly average balance of MP Tokens for 3-months, you could qualify for $15,000 towards down payment and closing costs through MegPrime’s HomePath program.
MegPrime™ also offers the Builders Incentive program. Through a MegPrime™ Partner Builder, qualified candidates can receive up to 2% below average interest rates on a new build.
The affordability crisis requires urgency, MegPrime™ understands this and is actively building products, programs, and services to address it and lighten the economic load for Americans.
Follow along for updates on the launch of the MegPrime™ app.
For each of the above programs, rate reductions are not guaranteed. Actual rates, terms, and availability vary. Not an offer to lend. Subject to applicable terms and conditions.
Reimbursements are conditional upon completion of an eligible home purchase, satisfaction of applicable program requirements, and full compliance with program terms. Total earned equity depends on individual MP Token earnings. Offer subject to change.
Rewards are earned as MP Tokens, redeemable through the MegPrime™ app or other available options.
